If there’s one thing about adulting that we know for sure, it’s that managing money and budgeting can be tough – and not a whole lot of fun. Choosing filtered water instead of buying bottled. Making meals in bulk so you can freeze some for later. These are just smart and responsible decisions. But when it comes to gaining control over our finances, we’re looking for bigger impact. You know: saving dollars, not just cents.
That’s where the help of a few creative money-saving apps can come in.
Of course, when it comes to money-saving apps, not all are created equal. So off we went on a search for the best money-saving apps. What qualified? Only apps that have real-time savings, easy payouts, and across-the-board access for Canadians made our cut.
These are our top four money-saving apps you should download today.
Whether you shop in person or online, Ebates can save you money by offering you cash back at over 2,500 stores, as long as you access the retailer through their site or app. That’s not the only way to get cash back from Ebates. They also offer in-store cash back at some stores, a cash back credit card, a refer-a-friend program, and an affiliate program!
Money back on groceries? Yes, please! Checkout51 makes it super simple to save on items that you’re going to buy anyway. Download the app, check in every Thursday to browse the new deals and offers, and add your favourites to your shopping list. Then just tap “redeem” and check off items you’ve purchased on your receipt. Snap a pic of your own receipt, let Checkout51 approve your purchases, and sit back and wait for that cheque to arrive each time you hit $20 in savings!
Wealthsimple puts investing into your own hands. Whether you want to invest, save, trade, or do a little of each, the Wealthsimple platform helps you set your plan to autopilot, with low fees, expert advice when you need it, CIPF protection and backing from Power Financial Group, so you know your savings are safe and sound.
KOHO is what happens when your bank marries a budgeting app. Zero fees, in-app ability to create “spending” and “saving” buckets, real-time notifications every time you make a transaction, roundups for saving, and 0.5% cash back on purchases. KOHO is also finally available across Canada. While the app is only available in English, customer service is offered in both English and French, so everyone can enjoy savings!